Blog
What’s on our mind? You can read about it in our blog. Whether it’s ideas from the industry or emerging trends, you can read about it here. And once in a while, we may throw in a movie review or some other surprise. So keep checking in. We’re glad to have you reading along.
Retirement Planning- Sure Thing or Maybe?
1-Minute Video:Are you nearing or IN retirement and wondering if you have enough saved to carry you through? The investment strategies you employed to accumulate wealth while you were working are different than those used to...
Read MoreRoth IRA - Convert or Contribute?
1-Minute Video: Roth IRAs are funded with money that you’ve already paid tax on, and then they grow tax-free. This is different than traditional pre-tax funded #retirement accounts. Roth IRAs offer many advantages that other...
Read MoreWhat Can You Do with an Inherited IRA?
Video on YouTube:If you’ve become the beneficiary of an IRA or other #retirement account, it’s important to know your options. You can take the money out in one lump sum. This requires opening an account called an Inherited...
Read MoreHow to Maximize Social Security Survivor Benefits
1-Minute Video:Many people overlook the importance of benefits for the surviving spouse when they initially file for Social Security. Postponing collection of benefits can earn workers 8% in delayed #retirement credits every year from...
Read More5 Important Medicare Facts for Pre-Retirees
1-Minute Video:Most Americans who turn 65 are eligible for Medicare, a federal program that covers many health expenses for seniors. But the program is complicated. Here are 5 important facts you need to know: First – #Medicare...
Read MoreShow All
How Can Social Security and Retirement Planning Work Together for Your Benefit?
1-Minute Video:Many people believe Social Security will pay for their retirement, but Social Security was designed to be just a complement to a pension and investments. So don’t rely only on Social Security for your retirement...
Read MoreYour Spouse Just Passed Away - What Should You Do?
1-Minute Video:The death of a spouse is one of the most devastating events of a person’s life. During this difficult time, do not make any major financial decisions right away. Allow yourself time to only deal with the emotions...
Read MoreHow Can You Take Care of Your Spouse Just in Case Something Should Happen to You?
Financial Advisor in Hillsborough NJ, 1-Minute Whiteboard Video, New Jersey financial planner wealth management retirement planning investment pension 401(k), Roth IRA, annuities
Read MoreWhen Does a Roth Conversion Make Sense?
When Does a Roth Conversion Make Sense? Financial Advisor, Wealth Management in Hillsborough NJ
Read MoreHow Dollar Cost Averaging Can Help You Make Smart Investments
Investment Planning Fiduciary Financial Advisor Hillsborough NJ New Jersey financial planner wealth management retirement planning investment pension 401(k), Roth IRA, annuities
Read MoreHow to Avoid an IRA Rollover Mistake
1-Minute Video: If you’re changing jobs or retiring, it’s important to know the rules regarding moving funds from your employer sponsored retirement plan. The wrong move could cost you in income taxes and early withdrawal...
Read More3 Ways to Boost Your Social Security
1-Minute Video: A question we hear often is “Is it possible to increase my Social Security benefits?” The answer is yes, there are 3 basic ways you can boost your benefits; work more years, earn more in annual income, and...
Read MoreIs Tax Planning Missing in Your Retirement Planning?
1-Minute Video: Too many retirees believe that they don’t have to do any planning in retirement.
Read More
How Far We've Come
Headlines are looking grim again, so let's pause and take stock. Why are the headlines terrible? Because the media loves drama. This is not news to you or me or anyone who pays attention. The 24-hour news cycle is there to whip up...
Read MoreDon't Let Timing Ruin Your Retirement
1-Minute Video: A question we’re commonly asked is, “Is it possible to drastically reduce taxes in retirement, or even eliminate them? It’s possible, but you must start planning before you retire. Many people...
Read MoreHow Do You Create a Simple Retirement Income Plan?
1-Minute Video: A retirement income plan is needed because life changes in retirement. Your retirement plan should account for every year in retirement, even past your life expectancy. For each year, make a list for you and your spouse that
Read More
Infrastructure & Taxes
Are you tired of hearing about taxes? Me too. But here we are. Let's dive in. So, we've got dueling infrastructure bills, plus a big proposed budget with lots of spending (and higher taxes inside). That's a lot of expensive legislation...
Read MoreHow Can You Plan for Long-Term Care?
1-Minute Video: Statistics say there is a seventy percent chance that you or your spouse will experience a need for long-term care! Long-term care includes a range of services and supports you may need to meet your personal care needs....
Read More
$50 burgers (should we worry about inflation?)
How much inflation can the country afford before we’re in trouble? Let’s discuss. First, let’s get on the same page about some basics. If you’ve noticed the price of a thing increasing over time (say, your...
Read More
How to Double Your Money
1-Minute Video: People often ask us, “How long will it take to double my money?” You can find the answer with the rule of 72. Here’s how it works. Compounding interest is the interest you earn on a growing amount of...
Read More
The Shred Party
The Shred Party What should you get rid of and hold on to? When and why? If a shred party happens to spring up in your area, you may want to mark your calendar. For many years, shred parties, where a business or organization hosts...
Read More
Arete: What's Yours?
There’s a lot going on in the world right now. There’s usually a lot going on in life... at work... in the family. Sometimes, we need to take a step back and ask the big questions: What’s my purpose? What am I here to...
Read MoreWhat is an Annuity and How Does it Generate Income?
1-Minute Video: What are annuities and how do they work? Annuities are both a savings and an income investment that pays out over a period of time. It’s actually a steam of income you can’t outlive. An annuity is a flexible...
Read MoreHow to Allocate Assets Within Your Portfolio When You Retire
1-Minute Video: If you’re nearing retirement, you may need to consider asset allocation in a different way. Be aware that asset allocation cannot eliminate the risk of fluctuating prices and uncertain returns. When you were...
Read More